Exclude ~/Library from Migration Assistant

The problem with Apple is that while some things are dumbed down for a reason (e.g. people go messing with things they don't understand), others are make un-available... where many pro-users would require them.

One such example, in the Migration Assitant, when trying to migrate from a Time Machine backup, the ~/Library folder is not on the list. So it gets restored by default, despite the fact that I would like to exclude it.

This is in fact one of the reasons why I prefer doing a fresh install, to leave all the stuff that's accumulated in the Library folder behind (without having to use some questionable and paid 3rd party app like CleanMyMac which messes with system files).

But no, I have to manually drag things from my backup disk (which can sometimes cause problems, as when having multiple backups, even using the Latest one can cause some files not to be copied correctly):

Even Windows got it right... there was always an "Advanced" button. And trust me, most people who didn't know were too scared to click it. Most people who use Macs and don't know anything about them wouldn't click it either...

So, with that in mind, is there any hack here? To somehow exclude the Library folder?

(By the way, that "Settings" option, what is that? Only prefernce files for Apps, or also other stuff? And if you chose to exlude Applications, do the preferences of the corresponding Applications also get excluded?)