Just out of curiousity, what do you use to back up your systems? I've used time machine and Superduper. Superduper is my preferred method, because it creates a bootable drive for me, but it also seems to interfere with other things on my systems.
I use Carbon Copy Cloner but you using SD is just as good. I use an internal drive on my mac pro to backup my system every day at the same time (i.e., a time when I know I am not near my machine). I also backup to an external drive but less frequently. And maybe once a month run Disk Utility to verify all the drives so that potential disk errors don't pile up possibly making it more difficult to repair (so far no errors have appeared -- knock on wood).
FWIW, I also keep my boot drive separate from the drive I use for my home directory. This way if something catastrophic were to happen to the boot drive it wouldn't take my home dir down with it. It also allows me to boot from backups of the boot drive (e.g., the one I daily backup to -- backup drive is actually two partitions; one for boot and one for home dir) while still allowing me to use the same home directory.
The way I use my machine daily backups is sufficient. YMMV.
By the way, because I keep the boot drive separate from my stuff it means I only need a relatively small boot drive. In my case it's a 120GB SSD. So the backup is partitioned into a 120GB and the rest for my home dir drive.