Steve and normnod..........Problem Solved !!
I couldn't get Automator to work, and I'm too chicken to mess with the terminal. However, while browsing Mac OS X Hints, I found the following simple solution.....and it WORKS!
1) First, you have to get the Platypus application. It can be found here:
http://www.macupdate.com/info.php/id/12046
2) Download and launch Platypus (it's free).
3) Click on "New" underneath the script path area. Paste the following text (change "Utility\ HD" to the name of the disk or volume you want to unmount at startup). Note that any spaces in the volume/disk name must be preceded by a \ .
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#!/bin/sh
diskutil unmount /Volumes/Utility\ HD
exit
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4) Click "Save" and then input your App Name in the space provided ( I used UnmountUtilityHD).
5) Then click "Create" and select wherever you want to save the App. (You may have to re-enter the App Name). Click "Create " again.
6) Finally, add your new app to the login items in the Accounts prefpane, and restart.
THAT'S IT...........