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does apple care cover stolen iphones?

Does anyone know if Apple Care covers stolen Iphones?

iPhone 4

Posted on May 1, 2012 9:12 PM

Reply
11 replies

Jul 3, 2013 1:16 PM in response to 20Tulips

After doing some legwork I opted out of AppleCare+ all it adds is original defects that may happen after the typical burn in period.....not really a bargain is it?

I use auto owners insurance to cover my 64 gig cell ipad , my IPhone 5, and my MacBook Pro for 51 dollars a year....no deductible!!! Loss, theft, drops, liquids, meteor showers the works!!!!51 for all 3! Not 51 each!

I just added my new MacBook and was told I was lucky bc auto owners does not offer this anymore but I was grandfathered in.

So....call an insurance broker or two and ask around. Off the top of my head my ipad is $8 a year , my iPhone 5 is $35 a year (makes sense, they are stolen all the time) and my MacBook Pro is $8 a year.


No bull!

Jul 3, 2013 1:41 PM in response to ynot151

ynot151 wrote:


After doing some legwork I opted out of AppleCare+ all it adds is original defects that may happen after the typical burn in period.....not really a bargain is it?

I use auto owners insurance to cover my 64 gig cell ipad , my IPhone 5, and my MacBook Pro for 51 dollars a year....no deductible!!! Loss, theft, drops, liquids, meteor showers the works!!!!51 for all 3! Not 51 each!

I just added my new MacBook and was told I was lucky bc auto owners does not offer this anymore but I was grandfathered in.

So....call an insurance broker or two and ask around. Off the top of my head my ipad is $8 a year , my iPhone 5 is $35 a year (makes sense, they are stolen all the time) and my MacBook Pro is $8 a year.


No bull!


You seem to be confusing an extended warranty with an insurance policy. And actually AppleCare+ does include two accidental damage claims (although it does not cover theft or loss). But with the exception of the AppleCare+ program, all AppleCare is just an extended warranty - no implication of insurance at all in it.


It has always been up to individual Apple product owners to insure (or not) their personal property as they see necessary.

Jul 5, 2013 8:42 AM in response to Michael Black

Not confused but true, there is a difference between warranties and insurance policies, in most cases. After confirming with my agent, my insurance policy on my apple products is no longer available to new clients. My agent stated it was too "liberal" in its coverage and was subject to fraud.

Apple makes great products and the first year coverage is fantastic plus my insurance coverage I'm double covered for 12 months. Anything that renders my apple products useless, including unexplained loss or diminished functionality is covered by my insurance policy(again, they don't offer this level of coverage anymore so I don't want to tease anyone here) I would however recommend looking for similar coverage from other insurance companies.

I also recommend adding AppleCare plus AND standard insurance on you "big apple" stuff.

If you travel a lot, it's a no brainer to ask your insurer about loss, breakage, and theft and deductibles when out of country. You may be happy with your coverage or opt to add more insurance.

Again my coverage is every bit as good as AppleCare plus and very pleased with it, however case in point, true story, a student traveling with us in London had his usa iphone 4S die on him (1.5 years old with AppleCare plus) and we booked time at a apple store, and he received a new one not a refurb, 20 min in/out, restored it on iCloud and his MacBook. It was handled perfectly by apple. If my iPhone 5 dies next year in London, I will get a new phone with my insurance BUT not instantly in London at an apple store. So mr black is correct.

Short story, long .....if you travel or subject to theft (student etc) get both, for two years you will be be COVERED to the max and then after that you will be covered.


Tony

does apple care cover stolen iphones?

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