I think you've misunderstood. I'm not referring to OD in any way, but to accounts created locally on notebooks. I want to create accounts locally on notebooks (and the occasional desktop) without having to go through the tedious process of applying common settings for each and every one.
I do appreciate your willingness to help, but unfortunately I don't feel any further forward than when we started. It may be I'm looking in entirely the wrong area (ie. OS X Server and WGM) for the means to do what I want to do.
Oh well. Thanks though.
I had a read around and I think you mean NetInstall. That does actually sound like what I could have used, but once again I'm finding there's a lack of decent information provided by Apple on how to properly configure such an image. The irony I'm finding right now is that the available 3rd-party books on the matter of OS X Server all cost more than the software itself, and my local library is still catching up with the latest releases.
I've already installed ML 10.8.2 on my MBP using the old fashioned method, so the point is moot now. But thank you to both of you for your advice.
I recently learned the the publisher of a lot of the quality 3rd-party instructional books on technology and networking, O'Reilly, operates a website where you can get digital access to all of those books for a montly fee. It's called www.safaribooksonline.com - and there's a two-week or so trial period.
This won't answer your need right at the moment, because they won't publish their OS X Server Mountain Lion book until October something. However, it will give you access to a lot of related networking books, including their For Dummies stuff on OS X Server Lion.