Backing up to iCloud and storing your info in iCloud are 2 different things. Storing them makes them acessable and editable on any iCloud-able device, where is when backing up, if anything happens to your iPhone, you will be able to restore it with your backup in iCloud. If under iCloud in Settings on your iPhone the Contacts, Notes, Calendars, etc are turned off, your data stays local to just your iPhone and the back in iCloud. Now, if your data is stored in iCloud, and presay you get an iPad to go along with your iPhone, the data will be on both devices. When you add/change a Contact, Calendar event, Note etc, it will automaticlly update on your devices. Now this will also work with your Mac as long as you running at least 10.7 or newer.
thanks for your reply!
i'm still confused though.
i can say that when i go to settings/icloud/storage & backup i see this:
under "storage" it says i am storing 3.5 GB of information.
under "backup" the icloud backup option is turned on.
so it appears i am both backing up and storing, yet i can't "see" either one when i log into icloud.
i don't need access to most of that information, but it's just hard for me to completely trust it's there if it's invisible at icloud.com.
i feel like i must be missing something basic?
Here is a link to Back-up through the iCloud. Though I use iCloud back-up I ALWAYS back-up on a Mac/PC through iTunes on a weekly basis.
This what you should see in iCloud . If you are saving camera roll and if you have photostream turned on you won't see it.