Thanks leonieDF
That solved most of the problem. The final issue turned out that Garage Band wouldn't let me change the Mono setting to Stereo. Mono was the only choice. Further investigation revealed that my input device had changed when plugging and unplugging various items into my computer. Garage Band had reset to the default built-in (momo) microphone. Once I changed that setting back to my USB microphone, Garage Band allowed me to change the setting you indicated from Mono back to Stereo. Then I was able to join track segments and return the mono portion to stereo.
Huge thanks, and I'm including the above information in case anyone else has this same issue.
1) verify the input device is stereo compatable.
2) change the settings per leoinieDF's reply
Cheers. MLB