With the standard setup of Network and Mobile Accounts, only the Users folder has any presence on the Server.
Applications are installed locally (and by hand) on each workstation or notebook computer.
If you want to install a "standard" package of Mac OS X and Applications on each computer, you will have to set aside a typical computer as a testbed, create such a Net Boot / Net Install image, and move it to the "special place" on the Server and turn on that capability on the Server.
The work involved in Setting up those images and testing them (and keeping the images up-to-date) is not trivial, and when I read about it in the Server manuals, I found I could only justify the work involved if the process of configuring new Macs was overwhelming because you had such a large number of units to set up.
There are settings in WorkGroup Admin that allow you to capture an Account setup as a "template", so that adding an additional user does not involve quite so much tedious typing of User parameters. In addition, moving individual settings into Workgroups or Computer groups can make things easier.
There is a forum section for Mac OS X Server, and the Users who frequent there are very knowledgeable about technical issues, but will likely politely suggest you read the manuals to get the Basic understanding required to ask more pointed questions.
Another resource I have found extremely helpful (if your setup bears ANY resemblance to a School server setup) is this Australian site which offers step-by-step Server setup guides for several recent versions of Mac OS X Server as it is used in Schools: