Everything "Softwater" has been telling you is good.
Your /etc/profile looks good.
Back to an earlier question about 'bash' in the title, that is the default title information when running the 'bash' shell, which stands for Bourne Again Shell, which is a double joke, as the original shell was written by Steven Bourne, and 'bash' is a rewrite, so it was Born Again :-) The shell is the bit of code that reads the keyboard, executes the commands you enter, and directs the output back to the terminal. There are other shells, but 'bash' is the default for Mac OS X, and it is good shell.
The fact that you could create a new account and NOT have the problems says your problems are local to your home directory. Anything global would have affected the 'test' account, but they did not.
I'm betting you overlooked .profile, as it does not contain 'bash' in its name, and it is very common for 3rd party command line installation instructions to suggest adding something to .profile.
If you could, would you please use the Terminal -> Shell -> New Command to try removing .profile
rm .profile
rm .bash_profile
rm .bash_login
rm .bashrc
The other 3 are because I want to be sure. DO NOT include an ~ nor any wildcard characters such as *. Just enter what I have shown via individual Finder -> Shell -> New Commands (Command-Shift-N for short).
Then try starting a new Terminal session
If this does not work, please consider using Terminal -> Shell -> New Command to provide a listing of all the files in your home directory (you may edit the list for anything that does not include a dot at the first character, but if the file listed is not sensitive please consider leaving it in the list you post
/bin/ls -laeO@
You can triple click on the last line, then scroll back to the beginning of the list, and SHIFT-Click to select all of the lines. Then Command-C to copy it. Finally paste it into a text editor, such as TextEdit so you can clean it up (filter out stuff we should not see).
I am hoping that again trying to remove any shell related initialization scripts will clear this up and you will not need to tell us what is in your home directory.