Thanks again for the response. I really can't believe what a challenge this is. I just spent an hour reading this massive debate on the topic in the mac rumors forum.
http://forums.macrumors.com/showthread.php?t=1650445
When I went to the crucial website, they only have one model number for imacs. Its CT4951624. Tomorrow, I am going to call BHphoto and ask about the warranty. Generally, when an authorized seller sells a product, the typical warranty applies. I know sometimes when you buy from unauthroized sellers, the manufactures don't like to support the product warranties, so I will definately check.
As far as bhphoto, they have several Crucial memory for sale. None of the 4 different ones have this part number like on the Crucial site. CT4951624. Possibly, they gave BHphoto their own model number. I will investigate this tomorrow. I believe the bhphoto number of CT2K8G3S160BM, is the same, but again, I will call Crucial and verify this. Supposedly in the 4 page debate at teh macrumors site, Crucial sells this model number to other sellers and the other one CT4951624, only on their site. As long as it is the same memory, I will save the $25.00 per each set of 16GB 8 x 2 and buy at Bhphoto. ($185.00)
As far as OWC, that is $13.00 dollars less at BHphoto and I wil check on that warranty as well. The Crucial memory is $135.00 at Bhphoto for 2 x 8gb = 16gb sticks.