Well, bummer! I'm putting a link to the article that shows you how to set up an iTunes account with "None", but it requires a new Apple ID. If you are setting up an iTunes account with an existing Apple ID, a Credit Card is required....
This is the link for putting in "None" with a new Apple ID:
This is the link for setting up an iTunes account with an existing Apple ID:
It does say that once you have set it up with a credit card, you can change it to None (there's a link for that embedded in the second article).....but it appears that it requires a credit card to start with
Hope this info helps.
Can you detail at all how you got around the problem? (I'm having the same issue pretty much!) And I really don't want to have to set up a new apple ID on another email as has been suggested. Help? I've tried downloading a free app but like you, it is coming up with the please review your account, taking me to the card information input details and I can't find a way to skip them. So yeah, any advice welcomed!