Isn't it interesting that before you were saying that there were no unlocked CDMA phone but now you admit that there are. Only you still insist that there are no unlocked CDMA iPhones (although it *is* true that you cannot get them directly from Apple, which will only sell you unlocked GSM phones because a CDMA phone, even when unlocked, can only be used on the network [NOT CARRIER] for which it is programmed). After all, if there were no ability to sell an unlocked CDMA iPhone, Verizon could not offer unlocking now could it, yet it does:
http://support.apple.com/kb/ht1937
In any case, it is possible to purchase an unlocked CDMA iPhone -- direct from Verizon WITHOUT getting them to unlock it (since it COMES unlocked now):
http://www.cultofmac.com/192835/the-real-reason-verizon-sells-the-iphone-5-facto ry-unlocked/#wCgZrofiBf2lx8xb.99
http://www.huffingtonpost.com/2012/09/25/verizon-iphone-5-unlocked-att_n_1909972 .html
http://www.nbcnews.com/technology/verizon-wireless-says-iphone-5-wont-be-relocke d-1B6078242
My point is that if we are on the Verizon network, we can take an unlocked CDMA phone to ANY carrier on that network (though we cannot port them to the Sprint network). Since SmartTalk is on the Verizon network, it matters not (provided the phone is unlocked) to which of the several carriers that sell prepaid on that network I take it (or even if I take it to Verizon). The only question is whether the new carrier will flash it for me.
So stop saying "You do not know what you are talking about." It is insulting and violates the terms of service for these discussion boards. I am more than happy to stand corrected IF you do so in a manner that demonstrates a civil tone rather than beligerance and that is also backed by third-party verification via a reputable website (i.e., not comments from others who think like you do on this website but rather a more official statement).