Q: Photostream answers in plain English?

Ok, I have tried to read the basic information, including the Faq. However, they are either more plain than really informative, or seem to lack what should be some essential bits of information.

I use a Windows 7 X64 SP1 computer at home, that has the iCloud control panel installed, along with the latest version of iTunes.

Maybe it is just my experience with how things work in Windows computers. Maybe Macs and iOS devices how some strange wierd way of doing things that have ever been explained to me, I do not know.

I realize that, hence the name Photo"Stream", that it shouldn't be a permanent location to store anything. However, I see nothing on iCloud.com, the iCloud Control Panel, or anywhere on my iPhone 5 or my 4th Gen iPad, any actual "saved" stored photos locations that are part of the stream in PhotoStream.

I get the idea, stored in iCloud.. right? Well... since Apple, in its infinite wisdom, won't release a Windows version of iPhoto to arrange/organize albums i.e. folders of photos stored in iCloud via the PhotoStream, how exactly are we supposed to make this work correctly? I see no photos area on iCloud.com. I don't have a Mac, and have no possible income to afford one. On my iPhone or my iPad, I do see a way to "save" folders in "albums", but those albums seem to have to be created on my iPhone or iPad, and even putting a photo into one, defeats the purpose. The idea, or at least in theory, is to take the photo on the Photostream, put it into a folder, and take it out of the main "stream". But you can't do that. Even putting a photo into an album created in the stream, accomplishes nothing to help or assist with organizing photos if they will still me in the main stream leaving it an absolute mess, making it even harder to find newer photos that get just taken to move to existing folders/albums or to create a new album for. It is possible to "move" a photo into an album, but when you try to delete it from the stream, you get a warning saying it will delete the photo everywhere from every device, INCLUDING the device with the album, deleting it from the album in the process.

Why does this keep it simple idea not work? In Windows, you create a new folder (what you call albums), then give it a name of your choosing. Then, in Windows, you use a mouse, right-click the photo, and choose the option "cut". Then you either click the folder (album) using a mouse, or use the mouse to open the folder, then in either case, right-click and choose the optiong "paste". When that is done, it moves from 1 place to another place, but stops being where it was originally. That allows keeping it easy, but allowing organizing those photos into areas that are easy to determine the contents of.

I know the photos get "saved" on iCloud, but why can't I as a Windows user, or via my iPad or my iPhone, get access to the place saved location and not just the "stream" of them?

I am not asking too much, I just want to organize my photos into seperate albums, be able to use the Photostream to access them or view them on any of my devices, is that so difficult?