App Store Problem 'Payment Declined' (big problem)

I have the exact same problem as you right now except it's with dropbox.

The App Store won't let me download or update anything. I did a payment with a MasterCard and it's telling me the exact same thing as you and I can't download anything.

So if you got the answer PLEASE let me know asap ! ;)

When are you looking for the 'none' option ? It won't show when trying to download something.

Changing/removing payment info : Change or remove your Apple ID payment information in the iTunes Store - Apple Support

If you don't get the 'none' option on the payment details screen : Why can’t I select None when I edit my Apple ID payment information? - Apple Support

You already know that you are only talking to fellow user on here, that these are user-to-user forums, and that iTunes Support are not here. If you don't want to enter valid payment details on your account see if you can remove the card : Change or remove your Apple ID payment information - Apple Support

PayPal is only available in the US, if that is where you are try using your computer's iTunes and see if it shows as an option (I don't think it can be set up on an iOS device). Or if you currently have a debit card on the account see if you can remove it : Change or remove your Apple ID payment information in the iTunes Store - Apple Support

Debit card or credit card ? Have you got a different card (preferably credit) that you could try ? Or have tried just logging into the account to see if you can remove the card : Change or remove your Apple ID payment information - Apple Support ?

Try a different card, or see if you can remove the card that you currently have on the account (that would let you download updates) : Change or remove your Apple ID payment information in the iTunes Store - Apple Support

If you don't have a valid payment method see if you can remove your invalid details : Change or remove your Apple ID payment information in the iTunes Store - Apple Support

If you don't get the 'none' option on the payment details screen : Why can’t I select None when I edit my Apple ID payment information? - Apple Support

I have had this problem over 3 times because if you put a finite card on your apple account, when you hit the limit, apple charges your account still and until you put something that has money on it, you can't update or buy any apps, so I would suggest to make another Apple ID to be able to update and buy apps until you have money to "pay" for your "overdrawn money on your account".

STOP DOING THIS TO YOUR CUSTOMERS, APPLE! Have had this problem many times. Some of us live PAYCHECK TO PAYCHECK, and this is rediculous! If I am trying to download a free app I should not have to update payment info. This is only one reason droid is blowing up while Apple is going down. Quality of the consumers experience with your products is dropping drastically lately... just STOP. This would be an extremely easy change on your part and would save many of us a huge headache/ waiting until payday to download or update free or OWNED apps.

I do not have a credit card and I'm having this same problem. What do I do if I don't have a credit card and all I have are debit cards. I seen on one of the posts that PayPal is accepted but it doesn't give me the optional to put my PayPal email address I have a PayPal debit card and I tried that as well and still got the same error message payment declined while trying to download a free app what is going on I have never had this problem before

This is appauling. Apple gave me two songs even though they say my card was declined and have now frozen me out of my account until i register a new card and cough up. Despite the fact i have already paid for one song they are charging me for both! I will be leaving Apple asap.

Having the same problem to this day, ridiculous that apple still hasn't fixed this issue, I can't update or get any free apps unless I verify my billing, I put in the correct information and it says that it's been declined. So done with apple right now...

Having same issue but using a VISA gift card. It's so inconvenient. I should not be having this issue. It's prepaid money. With all the hacking going on the less I have my personal banking info out there the safer I feel. Pre paid gift cards are easy and I feel safer. Plus the money is there. This realy is not cool.

I have had the same problem a few times. The issue is the balance on your debit card. They look for a minimum amount to approve your card. I figured this out after paying for something, bringing my account to a balance below five dollars. Apple then asked for me to re-enter my card information,of course, it didn’t work. After this I deposited an amount over 20 dollars( I am not sure this is the minimum) and it suddenly accepted my card information. That’s Apple for you folks!!

I’m having the same problem with my iPhone. I tried to update billing and maybe it would reset even though it is not expired or overdrawn and it tells me the security code on my credit card is invalid. It’s not I use it all the time. I tried entering another card and same thing happened. I just want to update my apps which have already been paid for or were free in the first place. Our family iPad let’s them update no problems and so does my husbands phone. All of which use the same billing.