If you don't want to sync bookmarks with iCloud, go to Settings>iCloud and turn Safari to Off.
You create a bookmark on the reading list by tapping the actions button (arrow inside a square) at the bottom of Safari, then tapping Add to Reading List.
Not all apps support underlining. You can do this in mail. Tap a word in an email you are creating, choose Select, then tap the right arrow (to the right of Suggest), tap BIU, then tap Underline.
Thank you for taking the time to read and explain.
I did eventually get to the turning Safari off --- though I read elsewhere to then turn it back on.
Aside from that, your help on the underlining issue was very useful.
This, along with the many other simple text formatting features I've been used to with even the basic TextEdit app on my various Macs, has and still is causing me so much wasted time. What used to be productivity has turned into relentless problem solving.
*not to take to much more advantage of your good will but...know of a comparable App for iPad like TextEdit? I can't find a way to "sync" or utilize Files I've created in TextEdit, on this iPad.
I've been trying out many but it's overwhelming in the range of choices.
In any case, thanks
You're welcome. I'm not sure I can be of much help with a text edit app as I haven't really looked into it. I know Evernote is a popular and highly rated app that will create and sync notes across your devices and is much more robust than the iOS notes app, but it also may be more than you're looking for.