I answered your question yesterday, and Apple removed it. I don't expect either company to feel any pain if I don't use them. My point is, I do have a choice. It should not be up to Apple to decide what my password can be. If someone were to crack my password, they will find 14 cents on my iTunes account. I am responsible that way, no credit cards, no large balance of funds. I don't see the need in paying for a password management program. It is frustrating that I cannot see when the last time was my password was changed, so I could anticipate when a year was up. Also annoying, being told to use an upper-case letter, and numbers in my password. I do have a brain of my own, and can figure out a decent password. I use to work in radio, so finding a group of letters and numbers should be easily. So, what if my password is all caps? Is that okay with Apple??