I don't really understand you. It seems to me that you are just repeating what I said. In any event, I have now been successful in adding text to a photo. I'm not quite sure what I did wrong on my second attempt, so I'm going to do it several more times to be sure that I finally understand what to do and what not to do. I think that I might have tried to go from "Annotate" to "Text" before the photo was present. I'm not sure that that is the case, but it's possible. It may be that "Text" is grayed-out unless there is a photo on the screen before trying to click on "Text". In any event, I intend to find out. Thanks for your help.
Now I understand. I was confused because I thought you were just repearting what I had already said; however, upon going through the exercise again, I saw what you were talking about. It's different and better than the way I did it the first time. I'll use your way in the future. Thanks for the help, and I'm not just being polite this time.