the screen only heats up to 100-105F
Are you sure about that? Maybe the screen as a whole has that temp, but what about the part of the screen that closes over the area right above the F keys? That part of my MBP gets very, very hot--to the point where if I leave my finger on it it hurts, and I can stand heat. I would guess that part of the MBP gets between 130-140F, and that might be a conservative estimate. That's the part I worry about.
For myself, I let the MBP cool down a few minutes before closing it. And I have that Marware chamois keyboard cover, and I make sure that is placed slightly towards the top of the keyboard, covering most of that hot bar of metal when I close it.