Indeed I would have to take the VZW SIM out but US CDMA does not use the SIM. I have taken the SIM out of my 4s and used the phone like normal, CDMA keys off the harware ESN which is embedded in the phone's chipset.
It is my understanding that the SIM in a VZW phone is only to allow use of GSM towers in Europe (900 or 950MHz I think, cant remember). Many CDMA phones have a GSM radio but they operate on different frequencies than the AT&T/T-Mobile US based equipment. This was done to prevent exactly what I want to do.
It is a shame that VZW has the best coverage and call quality and AT&T/T-Mobile has the most modern and convenient technology!!!
I did sign up for Google voice but I hate to count on that to plug a gap, not sure where the whole google empire is going as it relates to free services like google voice. Besides...not sure I trust them with their liberal privacy policy.
Looks like I may have to go with the forward option.
Thanks!