HT204085: Frequently asked questions about iCloud Keychain
Learn about Frequently asked questions about iCloud Keychain
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Jan 29, 2014 2:53 PM in response to Cherronteby KiltedTim,You use a card that Apple accepts and which has sufficient credit remaining for Apple to authorize the card. If you believe you are already doing so, then contact your bank and find out why the transaction is being declined by them.