HT202023: About in-app purchases
Learn about About in-app purchases
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Helpful answers
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Feb 10, 2014 8:23 AM in response to Petey1998by King_Penguin,If they have a credit card linked to their accounts then you could remove it. On your computer's iTunes you should be able to edit the payment info by going into the Store > View Account menu option and logging into the account, and on the account's details page there should be a payment link. If you are doing it on the iPhone/iPod then try tapping on the id in Settings > iTunes & App Store and selecting 'View Apple ID' on the popup - that should also give you a payments link on your account's page.
Changing payment info : http://support.apple.com/kb/HT1918
Apart from that you can only stop them downloading any app on a device (Settings > General > Restrictions > Installing Apps 'off', which will hide the App Store app; you can also hide the iTunes store app), and you can also prevent in-app purchases via the Restrictions screen. There isn't a setting for only allowing free content to be downloaded.