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Feb 12, 2014 11:19 AM in response to trishdowneyby mario49,Hello trishdowney,
Thanks for using Apple Support Communities.
For more information, take a look at:
Why can’t I select None when I edit my payment information?
http://support.apple.com/kb/ts5366
When you sign in with an existing Apple ID (that you haven't used in the store), you must provide a payment method. If you want to remove the payment method after you create the account, you can change your payment information to None.
iTunes Store: How iTunes Store purchases are billed
http://support.apple.com/kb/HT5582
Order of iTunes billing methods
When making purchases, content credits are used first, followed by Gift Certificate, iTunes Card, or Allowance Account credits; your credit card or PayPal account is then charged for any remaining balance.
Have a nice day,
Mario
