"NOTES" does it. I recently spent 80-minutes with an Apple Care technician/advisor fixing a problem I had with Safari. During the course of our coversation, I asked him the question I asked here. He immediatey told me about the program that comes with the Mac, and it does the trick. With "Notes" you can type notes, or you can paste things. It also meets my final requirement: it's easily accessible since it resides in the dock. Perfect.