HT201359: How iTunes Store purchases are billed
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Q: how to charge credit card rather than itunes balance?
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Mar 4, 2014 6:54 AMby King_Penguin,You can't, if you have a balance on your account then that will be used up first.
You can try gifting the item to yourself (assuming that it's not an in-app purchase) - gifts can only be paid for by a credit card, you can't use your balance for it (I haven't tried it but I assume that gifting to yourself works).
Gifting : http://support.apple.com/kb/HT2736
