It still seems a little ridiculous to me. Why does Apple care so much about age when setting up Family Sharing? I’m assuming that, just like iTunes purchases before Family Sharing, they do not want to be liable for purchases made by a minor. The only scenarios I can imagine where a minor will be in possession of a debit card are that either the parents believe the child is mature enough to have one, the child opens their own bank account, or the child borrowed or stole the debit card. In all of these scenarios, with exception of the stolen card which can just as easily happen with a credit card, the person, regardless of age, with the debit card has the authority to spend money granted by the individual(s) who deposited the funds. Furthermore, Apple does not hold this same stipulation on purchases of other goods and services. It appears that Apple is okay with my child purchasing a $2,000 MacBook Pro from their website but feels the need to prohibit them from purchasing a $0.99 app on iTunes. Lastly, why is this credit card stipulation not enforced on all iTunes accounts? What is preventing my child from opening their own iTunes account with their, according to Apple, ill-gotten funds? Apple will allow them to setup an unrestricted account where they can spend funds and have access to age-restricted content but they are not allowed to create a child account? I am just disappointed.