Q: Credit Card bypaass

Hey mzbodak,

Thanks for the question. The following resource may provide an answer to your question:

Why can’t I select None when I edit my Apple ID payment information?

http://support.apple.com/kb/TS5366

If you're using the iTunes Store or App Store for the first time

If you're using the store for the first time with an existing Apple ID, you must provide a payment method. After you create the account, you can change your payment information to None.

Additional Information:

Create an iTunes Store, App Store, or iBooks Store account without a credit card or other payment method

http://support.apple.com/kb/HT2534

Thanks,

Matt M.