Q: apple pay won't load my credit cards ?

Are these credit cards that are compatible with ApplePay?

Reset your iPhone; Hold down the home and sleep buttons, wait for the Apple Logo, let go of the buttons.

Just tried on mine, worked on both of them.

How do we know if our cards are compatible or not? I have Visa/Barclays Bank and AmEx cards from retail stores that aren't working. AmEx and Barclays are on the list. One of the retail stores is also on the list. That is the only card I have that says try again or contact the issuer. I have tried many times and get the same response. The other cards say that the issuer doesn't support Apple Pay.

After reading this thread I reset my iPhone 6 and I still have the same situation.

I just verified by contacting the CC customer service that one of the Visa CCs from a store is compatible. The Macy's AmEx is not yet, but will be compatible at some later date.  I still cannot add it. I hope to visit the Apple Store later today.

I still can't add the retail Visa I mentioned. I have reset my phone a couple of times. I have a Genius Bar appointment.

Macy's said they would send a notice before it launches its Apple Pay connectivity.