Do I "NEED" to set up a passcode?

I really don't want to have to enter a passcode (or my fingerprint) everytime I want to turn on my phone. Is that required to use apple pay? Can't I just enter a passcode into the apple pay app just like I do on when using google wallet?



Bruce

MacBook Pro, Mac OS X (10.7.4), Retina - 512G Flash

Posted on Oct 20, 2014 1:48 PM

Reply
20 replies

Oct 20, 2014 3:27 PM in response to Bruce Lomasky

The point of Apple Pay from a security point of view was the inclusion of a requirement to use the fingerprint sensor in order to authorize payment. That is perfect. However, many professionals access their iphone dozens of times an hour. The fingerprint sensor is not reliable enough to unlock the iphone from every angle, position or under all circumstances, much less as quickly or effortlessly as a simple swipe. I imagine all of us who are highly dependent on multi-access to their phones could simple stop using them in order to be able to use Apple Pay. 😁


Bottom line is, I don't need or want password protection for accessing the phone. I just want it for making payments. Seems rather simple. If the entire phone must be locked in order to have security for payments, then the simple answer is to not use Apple Pay.


And yes, getting my credit card out once or twice a day is MUCH easier than unlocking my phone hundreds or even thousands of times a day.

Oct 24, 2014 8:37 AM in response to Bruce Lomasky

I just got around to setting up Apple Pay today and noticed the same thing. The amount of time it takes to enter a passcode dozens of times a day cancels out the time I would save using Apple Pay at the 3 places I even currently frequent that take it. Even if it does expand to include most businesses I go to on a regular basis, the number of times I access my phone a day won't make it worth it. This should be an option we can choose, rather than a requirement. If I want to take that risk, let me take it. Anyone who would happen to have my phone would have to jump through plenty of other hoops before accessing my card information, which is still more than if they were to have my actual wallet where they simply open it up and grab my card.

Oct 20, 2014 2:57 PM in response to Bruce Lomasky

Same here. I'm trying to find out if passcode on lockscreen is mandatory in order to use Apple Pay. If so, guess I'll never use Apple Pay. VERY stupid and a waste of time. Don't want or need passcode on lockscreen.


I guess I could just tell the checkout person to wait while I re-setup my iPhone, then I can do the transaction, then re-set the settings back to normal use. VERY poor design if this is the case. Hopefully there is something we're overlooking.

Oct 20, 2014 3:15 PM in response to Neil Whittey

maybe it's sort of like this discussion group. I notice I have to log on each time. I assume someone @ apple decided that we should all use pass codes and not using one means we are not qualified to use apple pay.


Oh well


Wondering if google wallet will let me make payments on my IPhone? They:

1) seem to let me add ANY Credit card

2) don't require any special log on


bruce

Oct 20, 2014 3:33 PM in response to Neil Whittey

If I were you, I'd go back to the AppleStore and see if they can rescan your thumbprint. When mine was done, I had to use different angles etc until a thumbprint screen was totally filled. I have not yet had any trouble using it - sure a LOT easier than typing in a password. I used to leave my phone un-password protected, but decided that probably wasn't a great idea. I'm very happy with the TouchID, but everyone is different and any company trying to accommodate ever single customer on earth is not going to be able to do so. Use what phone is best for YOU!

Oct 20, 2014 4:21 PM in response to Thatchcote

I am just curious, when I am out of the house, my phone is in my pocket, do random people stick their hand in your pocket often? cause, even if the finger print reader works 100%, that requires you to both press the home button to "wake" up the phone, then position your finger on it to authorize your access. Sort of like my having 2 dff. keys to my front door. I am still confused why I have to both press the button, to wake up the phone, then slide my finger to the right. Wonder how it would be if to turn on my TV, I had to press a button, THEN slide my finger...


Seems like a waste of time to me

but..

but..

what do I know??


bruce

Oct 20, 2014 4:31 PM in response to Thatchcote

what do you mean, this phone is not for me? I should have to switch phones to be able to use my phone to pay charges? Wait.. I can do that already with the Dunkin Donuts app, and others... I am just confused why (and would hope someone could tell me why, instead of "get a new phone" why I cant use apple pay without setting up a passcode.



Peace, love and chocolate (dark chocolate)


Bruce

Oct 20, 2014 4:35 PM in response to Bruce Lomasky

Hey Bruce! I LOVE dark chocolate! Since Apple does not monitor these forums, I would suggest that you use the proper place to voice your dislike of this feature. Maybe there is even a work-around - I have no idea. If enough people find it a problem, I bet it will be fixed (if technologically possible) in a future update. Hey, they brought back the Camera Roll in a matter of a few weeks!

Oct 24, 2014 1:28 PM in response to Neil Whittey

I echo Neil Whittey's comments. I might use Apple Pay a few times per week, but I access my phone dozens and dozens of times each day (if not hundreds). I tried using Touch ID for daily use (to unlock the phone), but it was just too much of a pain for me. It was an unnecessary extra step because I don't need it most of the time (I might use it when I travel when the risk of losing my phone goes up). I do not want to have to use a passcode (or touch ID) to unlock the phone (which is required to use Apple Pay).


Dear folks at Apple: I want to use Apple Pay, but I will not do so because I don't want to have to use a passcode or Touch ID each time to unlock my phone. Perhaps instead you can make it so you have to use a passcode or Touch ID to open the Passbook App. That would be much preferred.


Otherwise, I am totally loving my iPhone 6. Don't have enough good things to say about it.

Nov 28, 2014 8:50 AM in response to dave3731

Same frustration here - I can not use a passcode or fingerprint to unlock my phone because I have a 6 year old that understands how to use a phone to dial 911 but in an emergency not the extra step of trying to remember/input a 4 digit PIN.

Totally bummed I can't use ApplePay because of this unnecessary step.

Why not just require the fingerprint/Pin to confirm the purchase not to unlock the phone.

Nov 28, 2014 8:56 AM in response to markhenn77

If you're saying you don't want them to have to enter a PIN to dial 911, they don't have to. Emergency calls can be made from a locked phone. That applies to all cell phones sold in the US, without exception. It's legally required. Even a cell phone that does not have active service can do it, so long as they are in range of a cell tower.


Not having a passcode on the device and still setting up Apple Pay would be like walking around in a T-Shirt emblazoned with your credit card number.


There is a reason that Apple Pay is currently the most secure payment method available in the US. More secure than using a physical credit card, more secure than using Google Wallet.. etc.

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Do I "NEED" to set up a passcode?

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