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Helpful answers
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Oct 26, 2014 11:17 AM in response to Stephen 1964by ssschmidt,★HelpfulIt doesn't have the NFC chip (or the security chip).
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Oct 26, 2014 11:43 AM in response to ssschmidtby Stephen 1964,TThanks. I didn't think it needed NFC for in app payments. Finger print should be pretty good security. Maybe doesn't have security encryption to send info.
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Oct 27, 2014 6:00 AM in response to Stephen 1964by AppleMan1958,★HelpfulIt does not have the Secure Element. This is where cards are encrypted in hardware with keys known only to the banks.
See the Apple Security Guide for more discussion of the Secure Element.
https://www.apple.com/privacy/docs/iOS_Security_Guide_Oct_2014.pdf