Answers in bold.
tangerine3 wrote:
So let's see if I have these right?
Ipad Air is the 1st Ipad to come out with IOS 7 installed
That and the iPad Mini 2. Came preloaded with iOS 7
If I do buy any Ipad below that e.g., 4th or 3rd gen it will have a previous version of ios?
Maybe, maybe not. It may have been updated to a current version or not. Depends on the original owner really. But you can Ask directly. If it was not updated, you can update it yourself.
What IOS version was preinstalled on 4th and 3rd?
3rd had 5.1 4th had 6.0
Or maybe if i find a 3 or 4 the previous user could have installed ios 7 or 8 already?
Yes. Very likely. And even if they did not you can update yourself.
How hard is it to upgrade to IOS 7 or 8 are there any glitches along the way more than one generation to the next? e.g., harder to upgrade a gen 3 than a gen 4?
There should be no issues updating. unless you get an iPad 2 with iOs 3 or 4, in which case you would need to go through iTunes on a computer to update, the update should be directly and without any issues to iOS 8 over Wifi. To update all you do is Tap the update button in Settings->General->Software Update And follow the prompts. If Doing it through iTunes on a Computer you do the same thing but in iTunes instead of on the iPad itself.
Update the iOS software on your iPhone, iPad, and iPod touch - Apple Support
and yes I was reading other threads regarding the problem with buying a used one and the previous owner not getting it out of their user ID . . . what question should I ask the previous owner before buying a used one?
The first thing to ask is if it has been removed from iCloud and has been restored. As confirmation you can ask for is a picture of the iPad turned on. If its not in the following screen, it has not been correctly removed from the account and restored.

Do not buy an iPad that is at the Home Screen or any other screen.
It must be on the Hello screen. You can also request the iPad's serial number and validate the Activation Lock status here:
Check Activation lock status of a device
Thanks this is helping very much.