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Helpful answers
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Aug 31, 2015 11:29 AM in response to ferntegaby J03k,I tried using my bank debit card once so far to test this question. It didn't work. This was at a local grocer. We are happy, however, that two of the major grocers in the area are Apple Pay compatible.
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Aug 31, 2015 11:43 AM in response to ferntegaby JaxFLBear,If you need to choose between Credit or Debit on the terminal, we recommend that you choose Credit to get the most consistent Apple Pay experience. Choosing Debit might not always work with some older merchant payment terminals and backend systems.
The above is from Apple's set up and use Apple Pay information.
Set up and use Apple Pay on your iPhone or iPad - Apple Support