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Dec 4, 2014 7:41 PM in response to filljoynerby ed2345,Fill Joyner,
There are two things going on in Family Sharing. At set up you have to validate that you have legal authority for the child, and on an ongoing basis you have to pay for purchases. The latter can use either a credit or debit card, but the former must be a credit card. After the initial setup, you can change back to a debit card.
I trust that Apple has a correct legal basis for this. I can assure you it is annoying lots of parents. However, there is no alternative.