Hi,
Other options.
Without any additional Settings the iMessages account on the Mac version does not Send or Receive SMS texts.
You need Yosemite and iOS 8 to do that.
In this case it may tell you that the phone number is (effectively) not an iPhone and therefore Not Registered.
However you can Send SMS from the iPhone.
If you then have it linked via Yosemite and iOS 8.x.x (Text Forwarding on the iPhone) then you can see and Send SMS text on the Mac.
I have found it can be reluctant to Start a SMS chat as you say.
8:50 pm Wednesday; December 10, 2014
iMac 2.5Ghz i5 2011 (Mavericks 10.9)
G4/1GhzDual MDD (Leopard 10.5.8)
MacBookPro 2Gb (Snow Leopard 10.6.8)
Mac OS X (10.6.8),
Couple of iPhones and an iPad