Hi Bee-I don't have any of the apps that you mentioned, InDesign, Photoshop, Word. But I do have some apps that run in the background and there was one in particular that I think that could have been the culprit-Everalbum. I deleted it just now and my fan that had been running from last night through about 2pm today (Saturday) finally stopped. That being said I am doubtful that the screenshot I posted could have been caused by that app but then maybe it did.....
The other app that is running right now is Crash Plan. I have had that for years and never had an issue with it causing the fan to run excessively.
I did open up Activity Monitor and saw that Everalbum was at the top of the list. Now it's gone and I see Crash Plan, Transporter Desktop, coreaudiod (?) but they are using far less than Everalbum-Everalbum was using over 50% of my CPU! The ones I just mentioned are using 6%-7%.
I wanted to mention that when I picked up my MBP yesterday I showed the woman who brought out my computer the picture in my first posting and she said that she gets that screen when she is doing 'a lot' and that it is probably my third party RAM causing the problem. She was very curt and not at all like any other Apple Store employee I have dealt with over the many years of using Apple products.
So that is where I stand now. Fan is not running. And my MBP is still working. I use Time Machine and have a clone backup (done every night) so I am as prepared as can be when this computer fails. Not looking forward to spending the money on a new one but who doesn't love a new Mac???? ;-)