Q: Apple-ID problem when trying to get Pages update

Hi,

I am totally new to apple products though maybe my question is a bit stupid.

I try to download the Pages update. After pressing the update button my Apple-ID and password is requested.

After this a dialog pops up saying that my Apple-ID must be checked. During the check process my credit card is requested.

Now the question: How can I verify my Apple-ID without a credit card ?

I checked some discussions, but there is no None button and when I try to get a gratis app I have to add credit card data too.

Any suggestions, answers hints ?

Ciao

    Matze