Q: why is mychilds phine accepting my bank card

Hey there lil%44,

Welcome to Apple Support Communities.

It sounds like you’ve setup an Apple ID for your daughter with your credit card and now want to remove that card from her iTunes Store account.

Take a look at the article linked below, it’ll walk you through the process of setting up Family sharing, which will provide the most flexibility for families with multiple devices.

Family Sharing and Apple IDs for kids - Apple Support

After setting up Family Sharing, remove the payment information as shown in the article linked below.

Change or remove your payment information from your iTunes Store account (Apple ID) - Apple Support

Take care,

-Jason