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Dec 30, 2014 7:41 AM in response to Sonn.80by Brett L,Hey Sonn.80,
Creating an Apple ID for a child requires the use of a credit card for your payment method in Family Sharing. See this article -
Family Sharing and Apple IDs for kids - Apple Support
Specifcally -
Before you begin, make sure that you're using a credit card as your iTunes Store and App Store payment method. To comply with child online privacy protection laws, you will use the CVV or security code from a valid credit card as part of providing your parental consent. If the card on file is a debit card or another payment method, you’ll be asked to provide a credit card before you can continue. After you create the child's Apple ID, you can change your payment method back to a debit card.
Thanks for using Apple Support Communities.
Be well,
Brett L
