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Q: Why is it asking for credit card information when I have iTunes credits
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Dec 31, 2014 6:30 AMby Allen A,Hi briansvfd,
The article linked below details the various that you may be prompted for your billing information despite the fact that you've credit associated with your account.
Why can’t I select None when I edit my Apple ID payment information?
http://support.apple.com/en-us/HT203905Sincerely,
Allen
