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Jan 7, 2015 2:02 PM in response to ebenezeramosby FoxFifth,The following has information on how to change your payment method: Change or remove your payment information from your iTunes Store account (Apple ID) - Apple Support
The following has information on None as a payment method Why can’t I select None when I edit my Apple ID payment information? - Apple Support
Note at the top it gives the following quote (you can click on the link in the quote for further information):
If you don't want to use a credit card, you can use another form of payment, such as a gift card.