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Jan 14, 2015 3:08 PM in response to stephhthegr8by rccharles,I have created an apple id with a credit card. When I download a free app, I am asked for my apple id password. I am not asked for a credit card. There is a setting for login out of your apple id. Perhaps you should log out. So things get reset.
you can create an apple id without a credit card.
Robert