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Jan 26, 2015 7:00 AM in response to sarah.malkawiby ChrisJ4203,★HelpfulIf you cannot provide a credit card, then you would need to create an Apple ID in the method described in this support document. Follow these instructions to create an Apple ID without one. You cannot change the one you have currently. Create an iTunes Store, App Store, or iBooks Store account without a credit card or other payment method - Apple Suppor…
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Jan 26, 2015 7:06 AM in response to sarah.malkawiby Ingo2711,★HelpfulHere's how to change or remove the payment info:
Change or remove your payment information from your iTunes Store account (Apple ID)On your iPhone.
Check this article to create an account without a credit card info: