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Helpful answers
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Jan 26, 2015 1:11 PM in response to cbm155by ChrisJ4203,See this support document. Why can’t I select None when I edit my Apple ID payment information? - Apple Support
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Jan 26, 2015 1:43 PM in response to cbm155by ChrisJ4203,As stated in the support document. You might not be able to see or select the None payment option for one of these reasons. If you don't want to use a credit card, you can use another form of payment, such as a gift card.
It can be for any number of reasons, and this is the generalized fix. If you want, you can contact iTunes support and talk to someone there. Use this link to start the conversation. http://www.apple.com/emea/support/itunes/contact.html