-
All replies
-
Helpful answers
-
Feb 16, 2015 10:02 AM in response to Spideykenby gail from maine,No you cannot. To make purchases in the iTunes or App Stores, you need to have a credit card or another form of payment on file on your iTunes account. Apple Pay is for paying at brick and mortar stores.
Cheers,
GB
-
Feb 16, 2015 10:05 AM in response to Spideykenby Phil0124,Apple Pay is designed to work with NFC terminals at physical stores. Not for online Purchases.
You can set up the same Credit card you use for Apple Pay on your Apple ID for iTunes, and App Store purchases.
-
Dec 18, 2015 9:11 AM in response to Phil0124by jamezam,The safer way to pay. With your fingerprint.
(Just not online!)
"Every time you hand over your credit or debit card to pay, your card number and identity are visible, and swiping your card triggers an exchange of information. With Apple Pay, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, a dedicated chip in iPhone, iPad, and Apple Watch. When you make a purchase, the Device Account Number, along with a transaction-specific dynamic security code, is used to process your payment. So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment. And unlike credit cards, on iPhone and iPad every payment requires Touch ID or a passcode, and Apple Watch must be unlocked — so only you can make payments from your device."
Is it just me, or does it not make sense that the whole premuse of Apple Pay (convenience and security) is not available for online payments? Sure sites have https which are supposed to be secure, however, we should still be able to make payments without even having to expose our credit card number!
-
Dec 18, 2015 9:23 AM in response to jamezamby Phil0124,There are Apps that support Apple Pay on your iPhone or iPad.
http://www.apple.com/apple-pay/where-to-use-apple-pay/
For anything not on your device, how do you propose that work?
Every website out there would need to implement some way to receive the Apple Payment data from your device. Apple cannot control this on external websites to be 100% secure, so its easier to simply not support it. The NFC connections at stores ar by nature encrypted and direct from your iPhone to the credit card issuer or bank, no middle man.
-
Dec 18, 2015 10:21 AM in response to Phil0124by jamezam,I'm no expert, however, it seems Visa Checkout has figured out a way to tokenize both payments online and NFC payments.
Visa Checkout supports tokenized payment instruments, which are presented to consumers as digital account numbers. Conceptually, a token is a replacement for the consumer's account number as it appears on a card; however, tokens are considered more secure than account numbers, which are easier to compromise and more difficult to deal with when a card associated with just an account number is lost or stolen. Tokens may reduce the risk to consumers, and to you, that their financial information can be used for fraudulent purposes if compromised. As a result, card issuers are increasingly using tokens to authorize transactions. You may be able to reduce your fraud risk by accepting tokenized payment instruments.
Provisioning mobile and digital payments through the use of tokens minimizes the risk of fraudulent use of data if the device or account is compromised. Visa Token Service is based on the EMVCo payment tokenization standard and aligns with EMV technology—the global requirement for secure payments that also protects businesses from fraud liability.
-
Sep 10, 2016 10:05 AM in response to Phil0124by StMaEvSa,> For anything not on your device ...
Most people using the iTunes store would have the iTunes store app on their device.
Personally, I think not including the iTunes Store as one of the apps whuch accepts Apple Pay, displays a serious lack of confidence by Apple in Apple Pay