Don't take my word on this, but I'm thinking two halves equals one whole or one half of twice as much! 🙂
As for TransmitX, (my favorite), it never used more than 2.5% CPU on an eMac/1.42 sending a 7.3MB file to my online storage... could've went faster of course, and I could've got off and walked... but I wasn't expected in 'till the Train got there anyway!
There are http download/upload APPs that use multiple instances for greater speed, (forget what I last used), but many sites "outlaw them, or just don't work at all if you use them.
Sooo, what kind/size files are you transfering, and what kind of Service?