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Helpful answers
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Apr 14, 2015 10:26 PM in response to Lee1105by sberman,From page 125 of the iPhone iOS 8.1 User Guide:
" ... you can start by holding the iPhone near a reader until the screen asks you to authenticate with Touch ID or your passcode, then hold iPhone near the reader again to pay."
Of course, you still require a requisite device to use Apple Pay (iPhone 6, iPhone 6+, or Apple Watch).
The iPad Air 2 and iPad Mini 3 also support Apple Pay, but only within Apps, which I believe means you must use Touch ID.
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Apr 15, 2015 2:04 PM in response to Lee1105by Laguna Hiker,My understanding is that ApplePay works by using RFID technology, and that the iPhone 6 is the first model to incorporate this technology. So, if you have an iPhone 6, you can confirm your ApplePay purchase using Touch ID, or you could enter a passcode.
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May 11, 2015 1:42 PM in response to Lee1105by Bizzenwoof,No, you cannot sadly when it says "use with Touch ID or Passcode" it means (in the times I've used it) if Touch ID can't read your fingerprint after a few tries it says "pay with passcode" then you type in your passcode instead of Touch ID. You can't use the standalone passcode because then anyone who knows your code could use your phone to pay. I hope I helped