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Apr 15, 2015 8:52 AM in response to mrsionagijudoby JaxFLBear,Currently, you can only setup Apple Pay if your iPhone's region is set to 'United States' and you have a card issued by one of the participating issuers (which are also only US based). If you have Apple Pay setup on your iPhone, you should be able to use it for payment at any merchant worldwide that accepts contactless payments. Also, Apple Pay requires an iPhone 6 or newer, Apple Watch (paired with an iPhone 5 or newer), iPad Air 2 or iPad mini 3.
Apple has not yet made any announcements as to when Apple Pay will be available outside of the US.