Babaganoosh
Level 1 (14 points)
Mac OS X

Q: How do I set up Apple Pay if I have a Watch and an iPhone 5s?

I have heard that I can use Apple Pay with an iPhone 5s, if I have an Apple Watch. But how am I supposed to add a credit card in a setup like this?

 

Obviously I can't add the card from the watch itself, since it has no keyboard. But I also can't add the card from the phone, since 5s phones don't "know" about Apple Pay. So how am I supposed to add the card I want to use?

iPhone 5s, iOS 8

Posted on Apr 17, 2015 3:23 PM

by Babaganoosh,Solvedanswer
Babaganoosh Babaganoosh
Level 1 (14 points)
Mac OS X
A:

And this Macworld article also says that you don't need the phone with you when using Apple Pay.

 

http://www.macworld.com/article/2605084/faq-everything-you-need-to-know-about-th e-apple-watch.html

Posted on Apr 25, 2015 1:31 PM

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Babaganoosh

Q: How do I set up Apple Pay if I have a Watch and an iPhone 5s?

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  • Helpful answers

  • by Phil0124,

    Phil0124 Phil0124 Apr 17, 2015 3:32 PM in response to Babaganoosh
    Level 7 (27,951 points)
    iPhone
    Apr 17, 2015 3:32 PM in response to Babaganoosh

    When you update your iPhone 5s  to iOS 8.2 you'll get an Apple Watch App, when you Pair an Apple watch to the iPhone you should get an option in the Passbook App to add a credit Card for Apple Pay.

    Once the Watch is Paired to the iPhone, you can use it to Pay using the card that was added to Passbook.

  • by Babaganoosh,

    Babaganoosh Babaganoosh Apr 17, 2015 3:46 PM in response to Phil0124
    Level 1 (14 points)
    Mac OS X
    Apr 17, 2015 3:46 PM in response to Phil0124

    Okay. So if I do this - pair the phone with the watch as you describe - do I have to have the phone with me when I pay?

     

    Apple's page regarding Apple Pay says that you don't have to have the phone with you. Does this apply even if the phone is a 5s?

  • by FelipeV,

    FelipeV FelipeV Apr 18, 2015 5:33 AM in response to Babaganoosh
    Level 5 (6,904 points)
    iPhone
    Apr 18, 2015 5:33 AM in response to Babaganoosh

    Asked and answered:

     

    If I have an iPhone 5s, do I have to have it with me to pay via Apple Watch?

     

    No need to double post on the forum. As I said, wait until the watch is released.

  • by Phil0124,

    Phil0124 Phil0124 Apr 18, 2015 11:43 AM in response to Babaganoosh
    Level 7 (27,951 points)
    iPhone
    Apr 18, 2015 11:43 AM in response to Babaganoosh

    Babaganoosh wrote:

     

    Okay. So if I do this - pair the phone with the watch as you describe - do I have to have the phone with me when I pay?

     

    I would assume so.

     

    Babaganoosh wrote:

     

    Apple's page regarding Apple Pay says that you don't have to have the phone with you.

     

    I cannot find anywhere it says that.  In fact, this is unlikely to be the case, since the Transaction occurs through an NFC chip in the iPhone 6 and 6+. without the iPhone, there's no transaction.  The Apple Watch takes the place of the NFC chip for earlier iPhone models, so you may not need to take out the Phone, because it can't really do anything, but it should still need to be near the Watch to transfer the payment data to it, so it can transfer it to the contactless terminals..

     

    With that said, best to wait for the Watch to be available, and I'm sure a User Guide will be published by Apple soon, that will answer all those questions.

  • by Babaganoosh,

    Babaganoosh Babaganoosh Apr 18, 2015 11:47 AM in response to Phil0124
    Level 1 (14 points)
    Mac OS X
    Apr 18, 2015 11:47 AM in response to Phil0124

    @Phil, Apple's page on using the Watch with Apple Pay...

     

    http://www.apple.com/watch/apple-pay/

     

    ...says, and I quote, "You don't even need to have your iPhone with you." It says this right under the "An easier way to pay" headline.

  • by Phil0124,

    Phil0124 Phil0124 Apr 18, 2015 12:44 PM in response to Babaganoosh
    Level 7 (27,951 points)
    iPhone
    Apr 18, 2015 12:44 PM in response to Babaganoosh

    Ahh, missed that part.

     

    It would seem then that once paired, then iPhone 5, 5s, and 5c are no longer necessary to pay.

     

    You can then just walk around with the Watch and make payments.

  • by Babaganoosh,Solvedanswer

    Babaganoosh Babaganoosh Apr 25, 2015 1:31 PM in response to Phil0124
    Level 1 (14 points)
    Mac OS X
    Apr 25, 2015 1:31 PM in response to Phil0124

    And this Macworld article also says that you don't need the phone with you when using Apple Pay.

     

    http://www.macworld.com/article/2605084/faq-everything-you-need-to-know-about-th e-apple-watch.html

  • by Jeff DeMello,

    Jeff DeMello Jeff DeMello May 1, 2015 11:37 AM in response to Phil0124
    Level 1 (5 points)
    May 1, 2015 11:37 AM in response to Phil0124

    I have an iPhone 5s/8.3 and a new Apple Watch.  They are paired.

     

    There is no option in my iPhone Passbook app to add a credit card ... just to add a Pass.


    In the Apple Watch app on the iPhone, I select "My Watch" / "Passbook & Apple Pay".  I tap "Add a Credit or Debit Card".  From then on I just get the "waiting twirl", followed by a dialog box:  "Could Not Connect to Apple Watch - Mae sure your Apple Watch is nearby, powered on, and not in Airplane mode".


    The iPhone/Watch are paired.  They are right next to each other.  They are both powered on.  They are not in Airplane mode.


    What next?!??

  • by Gregypo085,

    Gregypo085 Gregypo085 Jul 15, 2015 11:05 AM in response to Jeff DeMello
    Level 1 (0 points)
    Jul 15, 2015 11:05 AM in response to Jeff DeMello

    @Jeff DeMello I am having the same problem. Can anyone help with this? I am running IOS 8.4.

  • by Rossasaurus,

    Rossasaurus Rossasaurus Jan 19, 2016 10:09 PM in response to Jeff DeMello
    Level 2 (235 points)
    iPhone
    Jan 19, 2016 10:09 PM in response to Jeff DeMello

    Even though you're using an iPhone 5S, you set-up the credit card desired to pay with THE WATCH, in the "Watch" App on the 5S.

     

    The transactions do not use your actual credit card number, but a code representing your CC, which IS stored on the Watch, so your credentials remain safe.

    Thus are you able to pay with the Watch alone, no 5S present(once CC is verified).

     

    On the 5S you cannot set-up a CC to pay with Apple Pay by iPhone 5S swipe; you can only set-up a CC to pay via Watch swipe.

     

    This is a decent stop-gap for those of us with the Watch but an older phone.