Apple Pay / iPhone 5s

Hi Jeff DeMello,

If you are having trouble setting up Apple Pay on your Apple Watch, take a look at the steps outlined in this article.

Set up and use Apple Pay with Apple Watch - Apple Support
https://support.apple.com/en-us/HT204506

Here's what you need to start using Apple Pay:

• Apple Watch paired with iPhone 5 or later
• iOS 8.2 or later on your iPhone
• United States as your selected region
• iCloud account* (Make sure you're signed in to iCloud on your iPhone and your Apple Watch.)
• Supported credit or debit card from a participating bank
• A passcode on your Apple Watch and Wrist Detection turned on*

*If you turn off Wrist Detect, remove your passcode, or sign out of iCloud, all credit and debit cards will be removed from your Apple Watch.

Set up Apple Pay

Even if you already set up Apple Pay on your iPhone or iPad, you need to add your payment cards to your Apple Watch using the Apple Watch app on iPhone. Unlock your watch, then use these steps to set up Apple Pay:

1. Open the Apple Watch app on iPhone and tap My Watch.
2. Scroll down and tap Passbook & Apple Pay.
3. Tap Add Credit or Debit Card, then tap Next.
4. If you have a supported credit or debit card on file with iTunes, enter the card’s security code. Otherwise, use the camera to capture the information on your credit or debit card. Then fill in any additional information needed, including the card security code.
5. Tap Next. Your bank will verify your information and decide if you can add your card to Apple Pay. If they need more information, they'll ask you to provide additional verification. You can verify your card any time after you've added it to the Apple Watch app on iPhone. Just return to the app, tap the card, tap Enter Code, then follow the instructions.
6. After your card is verified, tap Next. You'll receive a notification on Apple Watch that your card is ready for Apple Pay. Then you can start using Apple Pay with your Apple Watch.

Hope that helps ...

- Judy