how safe is apple pay??
how safe is apple pay?? having read all the hacking, i am very leery of using it anywhere
Windows 8
5 replies
i appreciate your answer, i have to think about this from all i've read lately
The real credit card number is never used for Apple Pay transactions. If someone was to get the Device Account Number, it's useless to them as they won't have the additional information used to create the transaction-specific security code.
The currently mag stripe technology used is the least secure method when it comes to paying with a CC. This is why the US is finally switching to the EMV chips.
i understand the nature of apple pay. i loved it. when i went to a merchant who had once and no more, she told me because it was hacked..naturally, i investigated it and found out that wasn't why it was pulled from that merchant. continued reading and found apple pay was hacked mainly at apple stores i know there is a lot of bs on the internet, but it is hard to ignore. i do not know whether apple had addressed the issue or not...i am going to wait a few weeks....frankly at this point, i do not trust credit card usage at all and that is unrealistic. at this point everyone is at risk no matter what you use or what you do. it is all part of the game. thank you again.
The "hack" you are referring to is people where able to add stolen card numbers to Apple Pay and make purchases using those stolen card numbers. Apple Pay itself was not hacked. This would not be an issue if all of the participating providers required additional verification when adding a card to Apple Pay. Some issuers require you to enter a verification code that's sent to an email or phone number that's already registered to the account, some require you to call them, others (like AMEX) require no additional verification at all.
how safe is apple pay??