Bob Novy wrote:
But when I re-lock Users & Groups again, my iMac at-once switches to my [Current User] [Admin]. Why?
The account selected in Users & Groups just determines which account you are changing, not what account will be used at the next startup.
The selection of the user just after startup is determined in (more or less) the following way:
* If System Preferences > Users & Groups > Login Options > Automatic login is set to an account, that account should log in automatically at startup.
* If System Preferences > Users & Groups > Login Options > Automatic login is set to "Off", then you must choose an account manually at startup.
The setting of "Display login window as" on the same panel determines how you choose:
>> "List of users" displays icons and names of the valid users
>> "Name and password" requires that you type that information into text fields.
If that still doesn't match what you are observing, let's go back to my side note from earlier (emphasis added):
"[Side note: The situation becomes more complicated if your Mac has FileVault active. Is FileVault active? You can check in the FileVault tab of the Security & Privacy panel of System Preferences.]"
Check System Preferences > FileVault. If it is enabled, then your system must go through an unlocking process at startup before normal users can log in. The unlocking process must be started by logging in an administrator or a normal user enabled for this on the FileVault panel. [I'm going by the help on this.]